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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from John Bendall, a proven Bridgewater, Basking Ridge and Somerset County, New Jersey NUMBER1EXPERT™ Top Selling real estate agent.
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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What four states in the Southwest are noted for having boundaries that touch.
A	New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries.
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John Bendall, REALTORŽ, real estate agents and broker for Bridgewater, Basking Ridge and Somerset County New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

John Bendall
RE/Max Classic Group
3322 Rte 22 West Suite 908
Branchburg, NJ 08876
Office: 908-895-1898
Fax: 908-231-7799
Email: john@bendallgroup.com
John Bendall earned his real estate license in November, 1986, because he thought about buying houses and fixing them up, just like everybody else in the mid-1980's. With speed and agility, John learned the area, refined his skills and soon became a Major League agent. Within four years he grew his business from ground zero to $26 million in closings. One of real estate's biggest fans, John soaks up all the knowledge he can about every facet of the industry. His many credentials and affiliations with professional organizations are one way in which he gathers the news from the cutting edge of the market. Call or email John today, and he will help you achieve your Real Estate goals. Performance Outsells Promises!

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